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Renovating Retirement With Charlie Jewett

Charlie Jewett, the Financial Service Industry Whistle-Blower, confronts the industry and reveals all of the tricks, lies and scams used to steal money from consumers. In addition Charlie will teach you EVERYTHING you need to know to make your own financial decisions and live the retirement of your dreams. Learn the Three Pillars of Financial Deception used every day by the bad guys. Learn the amazing Five Lives of Retirement Test you can use to hold any Financial Service professional accountable to doing what's best for you. Learn the industry-changing MERIT Planning Model for continually improving your finances. If you like to see the crooks exposed and publicly embarrassed, while simultaneously improving your own financial life then subscribe today. Surprising, Irreverent, Eye-Opening, Super Helpful and a whole lot of fun!
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Renovating Retirement With Charlie Jewett
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Now displaying: 2016
Dec 1, 2016

This episode exposes the greatest lie in the financial services industry and covers another chapter from my book Keeping Your Money. You must be earning Real Compound Interest or your money won't grow. Learn how to spot the "average rate of return" lie that every Joker Broker uses to trick you into buying their crappy mutual funds. You'll love this episode and feel empowered when speaking to financial professionals.

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Sep 28, 2016

In this episode I will cover the content from the Keep it Global chapter of my book Keeping your money. Do the five parts of your financial plan work together in harmony, all supporting and contributing to each other? Or, do they work against each other causing financial friction without you even being aware that it's going on? Listen in and learn how to get your Mortgage Plan, Estate Plan, Retirement Plan, Insurance Plan and Tax Plan to all work together in lucrative harmony.

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Sep 14, 2016

This episode is the start to an eight part series based on a book I'm writing entitled "Keeping Your Money".  In this first podcast I'll be talking about the reason we save for retirement and what's the point of the entire retirement planning discipline.  Without understanding why you are even doing this it quite easy to make costly mistakes.  

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Aug 28, 2016

Dollar Cost Averaging is a very popular strategy when you are saving money for retirement. When you retire, and begin taking money out of retirement accounts, Reverse Dollar Cost Averaging presents a problem and it's important to understand this problem. On this episode I will explain Reverse Dollar Cost Averaging and teach you what to do about it.

Aug 21, 2016

In this episode I'm going to teach you how to use mortgages to supercharge any type of monthly or annually funded investing you are doing. If you are putting money into 401ks, IRAs or mutual funds monthly or annually there's a better way that can net 91% more money at no extra cost!

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Aug 12, 2016

The last four shows have proven that home equity fails every test of a wise investment and that no one can say that paying off your mortgage is a conservative strategy. So, if you are not going to pay off your mortgage, where should you be storing/building up your home equity? This episode will introduce you to the concept of the Equity Savings Account. We need a place to store home equity that is Liquid, Safe, earning a good Rate of Return and provides Tax Deductions. I found it!

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Aug 6, 2016

This is the final episode of the four episodes where I show that home equity fails ALL of the tests of a wise and good investment. Besides failing the Liquidity Test, The Safety Test and The Rate of Return Test home equity also hurts you on your taxes, causing you to pay more than you should, so it fails The Tax Treatment Test. Listen to this final episode and then in future episodes I'll show you where my clients have been safely storing their home equity for over eleven years now.

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Aug 4, 2016

What's the rate of return you earn on your home equity? Did you say "Oh, over the last 30 years homes appreciated about 5-7%" or something like that? You just made a mistake that's costing you thousands of dollars per year and causing you to carry unnecessary risk. Homes appreciate but the dollars you store INSIDE of your home (Home Equity) has no rate of return. At best you are saving the net cost of a tax-deductible mortgage payment which might be 2.8%-3% in 2016. Listen in to hear why home equity fails the rate or return test and what to do about it.

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Aug 2, 2016

In this episode I'll cover the second proof that paying off your mortgage is a dangerous and unwise financial decision based on outdated data. Home equity is not safe from depreciation, foreclosure or natural disaster even if you carry insurance. Listen in and find out how home equity fails not just the second test but ALL tests of a wise and conservative investment.

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Jul 31, 2016

In this episode I'm going to begin to show you how home equity, paying off your mortgage, fails all four tests of a wise investment. It's very popular and very comfortable to pay off your mortgage but compared to the alternative way of being debt free it's a terrible financial decisions. The first test that home equity fails is the Liquidity Test...listen in to hear what I mean.

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Jul 29, 2016

This is where I started my career as a Financial Educator eleven years ago! An expert in Mortgage Planning, which is using mortgages to create a better retirement, trained me personally over about a twelve month period. The mortgage is the most powerful tool in retirement planning and personal finances. You will not believe what the mortgage can do to lower risk, increase returns, increase retirement income, increase long term care, take better care of a spouse if you pass away, etc. This episode will introduce a series I'm doing on Mortgage Planning.

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Jul 25, 2016

This is a lighthearted episode where I tell the story of my son and I being asked to go pig hunting in Hawaii by a complete stranger. We had no idea what we were getting ourselves into! As it turns out feral pigs and joker brokers actually have a lot in common so I decided to use this pig hunting experience to teach a financial truth. Enjoy!

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Jul 20, 2016

Are you enjoying your marriage to the IRS? Did you know you can divorce the IRS and choose not to pay taxes on IRA/401k Income in the future? For those who think taxes may go up this episode explores the option of converting your existing Qualified Plan money (401ks, IRAs, TSPs, 403bs, 457s, etc.) to Roth IRA where you pay off the IRS so you never owe taxes on this money again....no matter how high taxes go.

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Jul 16, 2016

Taking money from IRAs and 401ks may allow the IRS to charge taxes on your Social Security Income. In this episode I'll do a brief explanation of the problem we call The Tax Torpedo.

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Jul 14, 2016

Most people should not be using 401ks and IRAs to save for retirement. So what should you be doing? Should you use pretax money and invest in 401ks and IRAs or after tax money and use Roth IRAs and Cash Value Life Insurance? It's actually a very simple matter of just answering two simple questions I call "The Litmus Test". Listen and and find out which way you should be saving for retirement.

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Jul 12, 2016

In this second episode of Tax Week I'm going to talk a bit about the IRS's job and how to play the game of lowering taxes while having fun. I'll introduce you to the most successful card the IRS has ever played in the game they play which is "take our money and make it THEIRS".

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Jul 11, 2016

In this episode I interview Author David McKnight, who teaches retirees how to be in a zero percent tax bracket. We also talk a bit about a new book he has just released

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Jul 10, 2016

There's a place to put your money where it will grow by a guaranteed 8%-9% per year. Sound too good to be true? Listen to this short episode and see which tool it is and how to use it.

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Jul 8, 2016

How would you answer this question? "Musicians make a lot of money?". It's a hard question to answer....which musician? Some do, some don't. Well, what if someone says "Annuities have high fees" or "Cash value life insurance is a bad investment"? I'm going to give you a tool that will protect you from the bad guys who make sweeping statements to try to get you to buy what pays them the most.

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Jul 8, 2016

In this episode I'm going to walk you through a process I went through in the beginning of my career as a retirement planner. Let's look at the entire history of the S&P 500 Index and see if we can find any clues on how it moves, what happens after loss years, how many loss years vs. gain years etc. There are some hidden gems for your financial planning decisions in looking at how the S&P 500 Index moves.

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Jul 6, 2016

How important is it to have coaches and mentors that you follow in anything you do? Extremely important....the best performers in the world, the people who achieve the best results at what they do, all have coaches. In this episode I'll explain some of my journey using coaches, talk about the status of today's financial gurus and tell you how to find people who tell the truth.

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Jul 5, 2016

Is it prudent to think that the market, and our economy, will behave in exactly the same way as two thirds of the work force retires, stops putting money into the stock market and begins to take it out? Is there a chance that the financial "weather" we've experienced as the Baby Boomers saved for retirement may change as they take all of that money out of the market to spend in retirement? This is what I cover in this episode.

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Jul 5, 2016

My host is in a different time zone so this looks like it was released on July 5th but trust me....I posted it on the fourth a July like a good American Podcaster! On this Independence Day let me teach you how to make a Declaration of Financial Independence.

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Jul 3, 2016

Competition is great, and capitalism is great, but there's something that's allowed in all industries that I don't think should be allowed in the Financial Services Industry. The damage that this is causing to your retirement is far too much of a price to pay. In this episode I will explain why it's OK when selling popcorn but doing the same thing to retirees...not OK.

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Jul 2, 2016

What are ten sure fire ways to improve your retirement? I'm glad you asked. That's exactly what I'll cover in this episode...ten things you can do to set up your financial and retirement plan for maximum results and maximum enjoyment.

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